Farmers Insurance: Auto, Home, and Renters

Your shopping guide to Farmers auto, homeowners, and renters insurance. Discover coverages, discounts, and how to get quotes.

Farmers is one of the largest and most prominent insurers in the US. The company—based in Los Angeles, California—offers a wide variety of insurance products, including auto, home, renters, life, and business coverages. Farmers sells insurance in 41 states.

This shopping guide will go over Farmers’ auto, homeowners, and renters insurance to help you decide if it’s the best company for you. We’ll explain, in detail, all its coverages and discounts. We’ll also tell you about the factors Farmers uses to set your rates. Finally, you’ll learn about important Farmers company information. This includes its financial strength and customer satisfaction scores, claims process, contact info, and more.

Pros:

  • Wide variety of auto insurance coverages
  • Tons of auto discounts
  • Customer-friendly claims process
  • Few customer complaints

Cons:

  • Doesn’t offer insurance in every state
  • Below average J.D. Power ratings

Farmers Auto Insurance

Farmers carries auto insurance as one of its main products. It’s the seventh-largest auto insurance provider in the US, per the Insurance Information Institute (III). Farmers is also a well-regarded insurance company. It ranks number two on J.D. Power’s 2022 national insurance study with a customer satisfaction score of 862 out of 1,000.

Farmers Auto Coverages

Farmers offers several types of auto insurance coverage. These coverage types all protect your car from different disasters and damage. Farmers’ coverage options include essentials, such as liability insurance and full coverage, as well as many extra options. Some of their coverages only apply to the Farmers Smart Plan branded policies, which offer extra policy perks. Below is a complete breakdown of Farmers’ auto insurance coverages:

  • Liability insurance. Pays for damages and injuries you cause in an at fault accident. Most states require this to drive.
  • Collision coverage. Covers damages to your car from a collision with another object or vehicle.
  • Comprehensive coverage. This takes care of non-collision damages, such as weather, crime, fires, etc.
  • Uninsured and underinsured motorist (UM/UIM). Pays for damages that an uninsured or underinsured driver causes. Some states require you to have this coverage.
  • Medical payments coverage (MedPay). Covers medical bills for you and your passengers after an accident, no matter who was at-fault.
  • Personal injury protection (PIP). This pays for medical costs that you and your passengers have from a car accident. Like MedPay, PIP kicks in regardless of fault.
  • Rideshare coverage. Whenever you’re logged into a rideshare app like Uber or Lyft, this coverage will pay for any damages to your car.
  • Rental reimbursement. This pays for you to have a rental while your car’s in the shop because of a covered accident. Only covers a rental for up to 30 days.
  • Loss of use. With this coverage, you’ll receive a flat payment to use for transportation while your car’s undrivable. You can use this for public transportation, rentals, taxis, etc.
  • Guaranteed value. When your car’s a total loss, this coverage pays you an initially agreed-upon value for your car.
  • Customized equipment. This covers any aftermarket equipment you add to your car, such as radios, wheels, or seats.
  • Umbrella. This adds extra liability insurance to protect you from expensive claims and lawsuits.
  • Glass deductible buyback. This covers your glass and windshield with a low deductible of $100.
  • Full glass coverage. With this coverage, you can receive glass and windshield repairs with no deductible.
  • Spare parts. If you need to use any spare parts, this coverage will pay for up to $750 in replacements.
  • Original equipment manufacturer (OEM). This pays for any original parts for your car if it’s undergoing repairs due to a covered accident. Note that this is only for cars that are 10 years old or newer.
  • New car replacement. If your car’s less than two years old or has fewer than 24,000 miles and becomes a total loss, this coverage will pay for a replacement car of the same make, model, and year. Not available in Hawaii.
  • Accident forgiveness. After every three years of being accident-free, Farmers will forgive one at-fault collision. This means your rates won’t go up after an accident. Not available in CA, HI, NC, NY & SC.

Roadside Assistance

Farmers offers towing and roadside service if you’re stuck on the side of the road. Here’s what Farmers’ roadside assistance covers:

  • Towing
  • Dead battery jump-starts
  • Flat tire changes
  • Locksmith services if you can’t get into your car
  • Winching if your car is stuck in a ditch, mud, or snow

Farmers has partnered with over 20,000 towing/car repair shops and 10,000 locksmiths to get you the help you need. Contact Farmers or ask an agent about adding emergency roadside assistance to your policy.

How to Contact Farmers’ Roadside Assistance

You can request roadside assistance the company’s website, mobile app, or by calling the Farmers roadside assistance phone number: (800) 435-7764. Once you call or request coverage, Farmers will dispatch nearby help to your location.

Farmers Auto Insurance Term Length

Farmers generally offers 12-month auto policy periods. But you can always ask for a six-month period. 12-month policy periods keep your rates stable and allow you time to settle into paying the same amount each month. Be sure to speak to your Farmers agent about the ideal term length for you. If you’re looking for a short-term or temporary car insurance policy, Farmers won’t be able to help you.

High-Risk Auto Insurance

Farmers provides insurance for high-risk drivers. These are drivers with lots of tickets or accidents on their record. High-risk drivers may also have severe offenses, such as a DUI. Prepare for your policy to be very expensive if you’re a high-risk driver. This will be true no matter which insurer you go with.

Insurance for Rebuilt Title Cars

Does Farmers insure car with rebuilt titles? Yes, they cover rebuilds. These are cars with a state-assigned rebuilt title or rebuilt salvage title brand. At one point these vehicles were totaled by an insurance company and unfit to drive. Wrecked, totaled, and undriveable cars have the word “salvage” or something similar branded to their titles.

To obtain a rebuilt title, you must repair a salvage to a drivable condition and have it pass all the necessary state inspections. After that, all you need to drive it is an auto insurance policy. Many insurers cover them, and Farmers is no different. You may only be able to get liability. But sometimes you can get full coverage on a rebuilt title. It won’t hurt to ask.

Either way, expect to pay a bit more to cover a car with rebuilt branding on its title. Vehicle claim history is an important auto insurance rate factor. And any vehicle that been declared a total loss has at least one major claim.

How to Get a Farmers Quote

Is Farmers looking like a good fit for you? You’ll want to get a quote if this is the case. You can get a quote with Farmers in three easy steps:

Before you get a quote, be prepared to provide some information about yourself. Farmers, along with all other insurers, needs this info to give you a personalized quote. Here’s what you may need to provide:

  • Your first and last name
  • Date of birth
  • Residential address
  • Employer (optional)
  • Phone number
  • Email address
  • Desired coverage and limits
  • Vehicles on your policy
  • Drivers on your policy

Be aware that if you get a quote online, this may not be your actual rate. You’ll likely need to speak with a Farmers representative or agent to finalize your quote.

Farmers Auto Rates

How much your car insurance costs with Farmers will depend on many different factors. These factors include details about you and your car. They tell Farmers how risky you are as a driver and customer. Many of them are under your control. But there are some that you can’t control, like your gender and age. Below are factors that Farmers considers when setting your rates:

  • The car you drive i.e., engine size, trim level, value, make and model, etc.
  • Where you live
  • Driving record
  • Claims history
  • Credit rating
  • How much coverage you buy

You can lower your premium with discounts such as Farmers’ Signal and insurance bundling. Make sure to ask your agent about all the discounts you may qualify for when you’re getting a Farmers quote.

Get the coverage you need for the best price

Find better coverage, lower rates, or both by comparing quotes with our fast, easy-to-use form.

Advertiser Disclosure

Farmers Auto Discounts and Policy Perks

Farmers offers several car insurance discounts to help you lower your rates. Many of which don’t take too much effort to qualify for. Others, such as Signal by Farmers, reward you for safe driving habits. Keep in mind that some discounts only apply to Farmers’ Smart Plan branded policies, which offer additional benefits. Below is an in-depth look at Farmers’ auto insurance discounts:

Loyalty Discounts

Farmers strives to find ways to reward customers with a wide variety of loyalty discounts. The most common Farmers loyalty discount you can get is through bundling your insurance. You can also score discounts based on your profession, especially those in the military, active duty or retired. 

Business/Professional Group Discount

Some professions and professional affiliations qualify for this discount. This bonus is for both currently employed and retired Farmers policyholders.

Homeowner Discount

All you need to do to get the homeowners discount is own a house, even if Farmers doesn’t insure it.

Military Discount

The military discount is Farmers’ way of saying “Thank you for your service.” Active duty or retired members of the military or reserves qualify for these savings.

Multi-Line/Multi-Policy Discount

This is Farmers’ insurance bundling discount. Bundle your auto insurance with renters, homeowners, condominium, boat, life, umbrella, small business, or another Farmers policy and save up to 45%. Actual savings can vary based on many factors. Check with your agent for details.

Multi-Car Discount

You may qualify for the multi-car discount you insure two or more vehicles with a Farmers auto policy.

Driver and Behavior Discounts

Farmers rewards good students and good drivers with several discounts. Join the Farmers Signal program for a chance to save the most. There’s also a senior discount for the more experienced drivers.

Accident Forgiveness

You qualify for Farmers Accident Forgiveness when you go without an accident for three years. After that, if you should happen to get into a crash, Farmers won’t raise your rates. This is a policy add-on that carries an additional cost. Not available in CA, HI, NY, and SC.

Distant Student Discount

If there’s a someone on your policy who’s living on-campus at least 100 miles away, you can get a student away discount if the car stays at home. College students can only drive on school breaks and holidays to get this discount.

Good Student Discount

Students with good grades typically get into fewer accidents. Farmers insurance recognizes this important fact by giving a good student discount to families of full-time high school or college students between 16 and 24 that perform well.

Students who reach the following scholastic achievements qualify:

  • Upper 20% of class on standardized testing
  • “B” grade point or 3.0 GPA
  • Dean’s list, Honor Roll, or equivalent indication of scholastic achievement
On Your Own Discount

This discount is for people formerly listed as a named driver on a family member’s Farmers insurance policy. The driver must be no older than 28 years and be an active driver on a Farmers Insurance Group policy for at least 12 months.

Safe Driver Discount

The Farmers safe driver discount applies to drivers with clean driving records and zero BI points. This means no accidents or moving violations for three years. Not available in all states.

Senior Defensive Driver Discount

Farmers sometimes refers to this as the mature defensive driver discount. These savings apply when the principal operator of the insured vehicle is at least 65 years old. In some states, the driving age for this discount is 55 years old so long as you complete a DMV-approved driver’s education course. The agency sponsoring the course must provide a certification of completion.

Shared Family Car Discount

This discount applies to all vehicles on a Farmers auto policy when:

  • At least one driver in the household is between 15 and 20 years old
  • There are more drivers than cars on the policy

Doesn’t apply to “storage” vehicles. Not available in California.

Signal by Farmers + CrashAssist

Signal is a Farmers insurance telematics program that utilizes your phone via a mobile app to monitor your driving behavior. When your policy renews, you could see huge savings on your premium if you’re a good driver. Farmers says you can save up to 15% when you use their Signal app with CrashAssist.

CrashAssist is a new mobile app feature that detects a car crash and offers immediate assistance. After an accident, it can connect you with emergency services and help you file your claim.

Drivers with an 80% or better focused driving time each month qualify for a $100 drawing each month. Speed demons and tailgaters should think twice before joining. That’s because risky driving could cause your rates to increase!

Driving data collected by Farmers includes:

  • Harsh braking
  • Phone usage
  • Time of day
  • Mileage

In all, Signal examines the percentage of drivers on a policy using the app, if young drivers participate, and the habits of these drivers.

To begin using Signal, talk to your Farmers agent or call (800) 709-7821. You’ll receive a discount just for signing up. Next, download the app when Farmers texts you a link. That’s it. Now, hit the road and Signal will start working.

Available anywhere Farmers operates, except CA, HI, NY, and SC.

Youthful Driver Discount

This discount can apply when a household driver between 16 and 25 is added to your FSPA policy. Policies must have been in force at least 12 months prior to qualify.

Car-Based Discounts

Farmers may apply these discounts if your car has any of these safety and anti-theft devices. Check with your agent for availability in your state. This is one of the richest collections of vehicle equipment discounts in the industry.

  • Alternative fuels discount. Save 5% for owning a vehicle not powered by gas alone. This applies to hybrids, electric cars, propane, fuel cells, etc.
  • Anti-lock brakes discount. A factory-installed ABS system in your car might save more than your life. It might save you some cash, too. Aftermarket anti-lock braking systems do not apply.
  • Anti-theft device discount. Farmers customers with factory-installed anti-theft equipment can get a discount. Alarms and devices that disable a car are examples. Device must self-activate when doors close to qualify.
  • Daytime running lights discount. Many current cars come with lights that always stay on when you’re driving. If yours do, ask your Farmers agent about this discount.
  • Homing device discount. This discount is for Farmers-approved devices that track stolen cars to aid in their recovery.
  • Passive restraint discount. Airbags and automatic seatbelts are not just smart, they can also save you a few bucks.
  • VIN etching discount. You can get this discount by getting your VIN etched in glass and a few other locations specified by Farmers.

Account-Based Discounts

Farmers offers fantastic discounts for responsible customers. They even reward you for simply making payments on time or even early. Keep even more of your money by opting into convenient electronic payment and document delivery. Almost everyone can qualify for these discounts.

  • EFT discount. Set up automatic payments that make an electronic funds transfer (EFT) from your bank account to qualify.
  • ePolicy. Enroll in Farmers’ Go Paperless to receive electronic insurance documents.
  • Good payer discount. Customers with no late fees for the 12 months before their Farmers renewal date qualify for the good payer discount. Savings only apply at new business. Discount is re-evaluated at renewal. Not available in California.
  • Pay in full discount. Discount applies when you pay your entire premium in full before the new policy term begins.

Filing an Auto Insurance Claim with Farmers

Filing a claim with Farmers is a simple process. You can file either online or by phone at (800) 435-7764. Once you file a claim, you’ll receive a claims representative dedicated to your case. Afterward, you can expect the claims process to follow these steps:

  • Farmers will investigate the claim and gather information. They’ll also assess the damages.
  • After Farmers makes an estimate for your claim, you should be able to receive payment. If Farmers denied any portion of your claim, you’ll receive a written notice and explanation.
  • Farmers will close the claim, but you may always contact your claims representative if you have any lingering questions or need help.

Key Takeaway

Farmers’ auto insurance product has a lot to offer. They offer a huge number of coverages you can add to your policy. Farmers also has a very long list of discounts, including its Signal safe driving app, which can cut your rates down a ton. Overall, Farmers seems like a good choice if you’re looking to buy auto insurance. The only big drawback is that Farmers doesn’t offer car insurance in every state.

Farmers Homeowners Insurance

According to the III, Farmers is the fifth-largest home insurance provider in the country. J.D. Power gave Farmers an 813 out of 1,000 in their 2021 home insurance customer satisfaction study. This number puts the company at 13th out of all other insurers.

Farmers Homeowners Coverages

Farmers offers the four basic homeowners insurance coverages. This will be all you need to meet a lender’s requirements and protect your home from most disasters. Here are the homeowners insurance coverages that Farmers offers:

Dwelling Coverage

Dwelling coverage protects the physical structure of your home from covered perils. A home’s physical structure includes:

  • Walls
  • Roof
  • Floors

Personal Property Coverage

This covers your personal belongings if a covered disaster destroys them. Note that this protects your items no matter where they are. Depending on your policy, you may receive either the replacement cost or actual cash value (ACV) for your items.

Liability Coverage

Liability coverage will pay for any injuries or damage you’re at fault for. For example, if a neighbor slips and falls on your property, this coverage will help pay for any medical costs.

Additional Living Expenses Coverage (ALE)

This will pay for living expenses you have while your home is unlivable due to a covered disaster. Living expenses include:

  • Food
  • Rent
  • Hotel fees
  • Pet boarding costs

Farmers Homeowners Discounts

Farmers has a few homeowners insurance discounts to help save you money. These discounts aren’t too hard to qualify for. Here are Farmers’ homeowners discounts:

  • Non-smoking discount. You can get a discount if nobody has smoked in your home for two years.
  • Home security discount. Installing home security measures, such as a fire alarm or burglar alarm, can get you a discount.
  • Multi-policy discount. Bundling your home and auto insurance policies with Farmers can save you money. This may even be able to get you a discount on both policies at the same time.

Extra Coverage Options

Even with a standard homeowners insurance policy, you can still have gaps in your coverage. By adding extra coverages and endorsements, you can help close those gaps and have a more well-rounded policy. Here are extra coverage options that Farmers offers:

  • Personal article floater. This raises coverage limits for specific valuable items you own, such as jewelry.
  • Umbrella policy. An umbrella policy adds extra liability protection. This can help you avoid ever having to pay out of pocket for liabilities.
  • Replacement cost. Most standard policies come with ACV payouts. Replacement cost will pay you enough to fully repair or replace your house or items.
  • Flood insurance. You can add flood insurance to protect against inundations and water damage to your home.
  • Earthquake insurance. An earthquake can wreck your home. This coverage will protect you from this disaster and ensure you can repair your home afterward.
  • Claim-forgiveness. After going claim-free for five years, Farmers won’t raise your rates because of one claim.

Farmers Homeowners Rate Factors

Your homeowners insurance rates will depend greatly on a few important factors. These factors generally have to do with your home. But a few relate to you as a customer and homeowner. Below are common homeowners insurance rate factors that Farmers may use to set your rates:

  • Your home’s value
  • Cost of home repairs in the area
  • Replacement cost vs. actual cash value
  • How high or low your deductible is
  • Claims history
  • Credit rating

Filing a Homeowners Insurance Claim with Farmers

Farmers’ home insurance claims process is fairly easy. You can start your claim online or over the phone at (800) 435-7764. After you file the claim, Farmers will assign a representative to you. Then, they’ll assess the damages and determine how much money you’ll receive. The representative may also work with you to prevent future losses. Finally, Farmers should settle your claim and you’ll receive the payout so you can make repairs to your home.

Key Takeaway

Farmers is a solid home insurance option, but they don’t offer as much as other companies. They don’t have too many extra coverage options to take advantage of. Their discount selection is also fairly small. On the other hand, their claims process is friendly, and you’ll have a representative to walk you through it all. The major downside of Farmers is that they don’t offer insurance in every state.

Farmers Renters Insurance

Farmers also carries renters insurance. This protects your belongings and finances from unexpected disasters. J.D. Power gave Farmers a customer satisfaction score of 831 for renters insurance in 2021. This score puts Farmers at sixth in the US for renters insurance customer satisfaction.

Farmers Renters Coverages

Farmers’ renters insurance policies have all of the basic coverages you’ll need. Below are the renters insurance coverages you can get with Farmers:

  • Property coverage. This will cover your personal items, such as furniture, appliances, and electronics.
  • Renters liability coverage. Covers damages and injuries you’re responsible for. This coverage will protect you from lawsuits and expensive medical bills.
  • Medical payments coverage. If someone gets injured on your property, medical payments coverage will take care of any costs that arise.
  • Additional living expenses coverage (ALE). If your rental unit becomes unlivable, ALE will pay for living expenses until you can move in again. This includes food, hotel fees, and other similar expenses.

Farmers Renters Discounts

There are a few ways you can get a discount on your renters insurance with Farmers. Discounts can go a long way in saving you extra cash each month. Here are Farmers’ renters insurance discounts:

  • No-smoking. If your rental unit has been smoke-free for at least two years, you can get a discount.
  • Security system. Installing a home security system, such as burglar or fire alarms, can get you a renters insurance discount.
  • Multi-policy. Buying both renters and auto insurance from Farmers may save you money. Be sure to ask your agent about bundling policies.

Extra Coverage Options

Your standard renters insurance policy will protect you from most disasters. But there may still be gaps in your coverage. Farmers offers a couple of extra coverages to help you fill coverage gaps and avoid paying out of pocket. Below are extra coverage options you can add with Farmers:

  • Identity shield. This will pay for any costs relating to protecting or restoring your identity.
  • Replacement cost. With this coverage, Farmers will replace damaged items at the replacement cost instead of their actual cash value.

Farmers Renters Rate Factors

Farmers, like any other insurer, considers many different factors when they’re setting your rates. These are common renters insurance rate factors:

  • Claims history
  • Credit rating
  • How much coverage you buy
  • Where you live
  • How high your deductible is set

Filing a Renters Insurance Claim with Farmers

Farmers conveniently allows you to file renters claims online or over the phone at (800) 435-7764. They group renters claims in the “Home” category. After you file a claim, Farmers will assign a representative to you. The representative will assess the damages and gather information about the claim. Then, if the claim is accepted, you will receive the proper payment.

Key Takeaway

Farmers is a solid choice if you’re looking for renters insurance. They offer the standard renters coverage types you need to protect your property and assets. However, they don’t have many extra coverage types to help you fully protect yourself. They don’t even offer that many discounts. But overall, Farmers is still a good enough option, especially if you’re looking to bundle renters and auto for more savings. Keep in mind that Farmers doesn’t provide renters insurance in every state.

Farmers Company Information

In a 2021 report by the National Association of Insurance Commissioners (NAIC), Farmers had a market share percentage of 3.14% in the property and casualty insurance industry. In the same year, the insurance company wrote over 25 billion premiums, making it the ninth-largest insurer in the country.

Below are some facts about Farmers Insurance:

  • Revenue: $14.055 billion
  • Number of employees: over 11,000
  • Parent company: Zurich Insurance Group
  • CEO: Jeffrey Dailey
  • Headquarters: Los Angeles, CA

Farmers sells auto, homeowners, and renters insurance in every state, except:

  • Alaska
  • Delaware
  • Hawaii
  • Maine
  • New Hampshire
  • Rhode Island
  • Vermont
  • Washington, D.C.
  • West Virginia

History

Farmers Insurance Group was founded in 1928 by John C. Tyler and Thomas E. Leavey, who both grew up on farms. The two started the company because they believed that farmers posed less of a risk on the road and, therefore, deserved to pay cheaper auto insurance rates. Tyler and Leavey started Farmers in a small office in downtown Los Angeles.

Since its founding, Farmers expanded its reach by adding more products to its insurance portfolio. In 1988, Farmers was acquired by an American company that would later become part of Zurich Insurance Group, a Swiss insurance corporation.

Following the turn of the century, Farmers has enjoyed a lot of success and growth. Notable achievements include some acquisitions, major sponsorships, and steady company growth. Farmers acquired Bristol West Insurance Group in 2007 and 21st Century Insurance in 2009. Since 2010, Farmers has sponsored the Farmers Insurance Open PGA Tournament in Torrey Pines.

Customer Satisfaction

Farmers has positive financial strength and customer satisfaction ratings from organizations such as A.M. Best, S&P Global, and J.D. Power.

The following are up-to-date customer satisfaction ratings for Farmers Insurance:

J.D. Power releases an annual study on the best auto, home, and renters insurance companies. It scores each company on a scale of 1,000 points. Four states and seven regions comprise the auto insurance study, while both the homeowners and renters insurance studies include scores for the entire US.

Farmers ranked as a top company on eight of the lists in J.D. Power’s 2022 auto insurance study. Farmers’ average car insurance customer service score across each state and region was 815.

Farmers was the 13th best company on J.D. Power’s 2021 homeowners insurance study with a score of 813. MetLife Auto and Home, a Farmers subsidiary, was 15th on the list with a score of 810. In the 2021 renters insurance study, Farmers came in sixth with a score of 831.

Types of Insurance Farmers Offers

Vehicle Insurance

Farmers offers many types of vehicle insurance, including:

  • Car
  • Motorcycle
  • Boat & Watercraft
  • Collectible Auto
  • RV
  • ATV & Off-Road
  • RV & Motor Home
  • 5th Wheel
  • Travel Trailer

Property Insurance

Farmers also has several types of property coverages available to customers. This includes:

  • Homeowners
  • Renters
  • Landlord
  • Condo
  • Mobile & Manufactured Home
  • Vacation Homes
  • Vacant Homes
  • Earthquake
  • Flood

Farmers provides lots of other types of insurance options, such as life, business, pet, and personal umbrella insurance.

Claims Process

You can report a claim to Farmers online, over the phone, or with the Farmers Mobile App. When you file a claim with Farmers, you’ll need to provide the following:

  • Policy number
  • Date and time of the incident
  • Your first and last name
  • What happened

After you file, Farmers will want to assess the damages to your home or vehicle. That’ll help them figure out a repair estimate. Farmers will assign you a claims representative, who’ll help you through the claims process. You can track your Farmers insurance claim online or on the mobile app.

With auto claims, Farmers allows you to use the app to take photos of your car’s damage. This can help you get a quick damage estimate. After receiving the estimate, you can take your car in to get fixed by a nearby repair shop.

These are some useful links if you need to file a claim with Farmers Insurance:

Farmers claims hotline: (800) 435-7764

Cancellation Process

To cancel your Farmers insurance policy, you’ll have to either contact your agent, call the company’s customer service phone number at (888) 327-6335, or do so through the mail (address down below).

Keep in mind that you could incur cancellation fees if you cancel without proper notice. Fees could also vary based on state laws, policy details, and other factors.

Mobile Apps

The Farmers Mobile App lets you easily control your insurance from your phone or mobile device. These are some of its main features:

  • Access payment and billing options
  • Access digital insurance ID cards
  • View policy info and documents
  • Report and track claims
  • Get a Farmers Insurance quote
  • Enable paperless billing
  • Contact your agents
  • Notifications about your Farmers account

Download links:

Farmers Signal

Farmers’ safe driving program, Signal, can help you save on your car insurance. To get started, you’ll need to enroll in the program (contact your agent or call (800) 709-7821) and download the app. You’ll then have to enable the app using a link from Farmers. After that, the app will automatically track your driving habits and will give you a discount if you drive safely. The Signal app monitors things like:

  • Braking
  • Speed
  • Phone use
  • Time of day you drive

Download links:

Contact Information

Mailing address:

Farmers Insurance

6301 Owensmouth Avenue

Woodland Hills, CA 91367

Phone number:

(800) 290-8711

Customer resources:

Roadside assistance hotline:

(800) 435-7764

Share: