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Homeowners Insurance Basics

What Is Homeowners Insurance?
Your home is one of the most important assets in your life. Homeowners insurance can help you protect it. Read about how it works here.

What Is a Homeowners Insurance Deductible?
Your deductible is a major part of homeowners insurance. How high or low you set it can affect your rates. Find out how they work here.

What Homeowners Insurance Doesn’t Cover
Homeowners insurance protects you from a lot. But there are some disasters it doesn’t cover. Here’s what they are and how to get covered.

Types of Homeowners Insurance Policies
Homeowners insurance isn’t one size fits all. There are many types of policies for you to choose from. Find out which one you should buy here.

What Are Homeowners Insurance Endorsements?
Need extra coverage for your home? This is where endorsements come in. Read more about how they work and what they cover here.

Does Homeowners Insurance Cover Swimming Pools?
Do you own a swimming pool? Your homeowners insurance may be able to cover it and protect you from liability. Find out how it works here.

What Homeowners Insurance Covers
Homeowners insurance is a great way to protect your home. But what does it cover? Read more about what home insurance covers here.

Replacement Cost vs. Actual Cash Value
If you lose your home to a disaster, your insurer can reimburse you for damages with either the replacement cost or actual cash value (ACV). Here’s how each works and which one is best.

Is Homeowners Insurance Required?
Home insurance is always a good idea. Most mortgage lenders will also require that you maintain a homeowners policy until you’ve paid off your mortgage. Find out if you need coverage here.

Homeowners Insurance Policy Basics
Home insurance is complicated. Learn everything about homeowners insurance policy basics to better protect your house when disaster strikes.