Homeowners Insurance Basics

Your home is one of the most important assets in your life. Homeowners insurance can help you protect it. Read about how it works here.

Your deductible is a major part of homeowners insurance. How high or low you set it can affect your rates. Find out how they work here.

Homeowners protects your house and property from many perils. But it’s important to know what your home insurance policy doesn’t cover. We list some key coverage omissions and what you can do to protect your house.

Home insurance isn’t one size fits all. Each homeowners form offers a different level of protection or is intended for a specific property ownership situation. Find out which type you need and what it covers.

Need extra coverage for your home? This is where endorsements come in. Read more about how they work and what they cover here.

Do you own a swimming pool? Your homeowners insurance may be able to cover it and protect you from liability. Find out how it works here.

Homeowners insurance is a great way to protect your home. But what does it cover? Read more about what home insurance covers here.

If you lose your home to a disaster, your insurer can reimburse you for damages with either the replacement cost or actual cash value (ACV). Here’s how each works and which one is best.

Home insurance is always a good idea. Most mortgage lenders will also require that you maintain a homeowners policy until you’ve paid off your mortgage. Find out if you need coverage here.

Protecting your home starts here. Explore homeowners insurance basics and ensure your property is protected from unforeseen risks.