Auto Insurance Rate Factors

Explore the impact of inflation on car insurance costs. Navigate rising premiums with smart strategies for budget-friendly coverage decisions.

Price optimization can increase auto insurance rates, even for people who’ve been loyal customers and safe drivers. Learn more here.

Does your car spend the night in a garage or do you leave it on the street? Learn more about how where you park your vehicle could affect your auto insurance.

Did you just file a claim with your insurer? Depending on your situation, your auto insurance rates could increase. Read more about how filing claims affects premiums.

Did your car insurance rates go up suddenly for no reason? Learn more about why premiums increase and how to keep coverage costs down.

The location of your home can have a major impact on your car insurance rates. Find out why premiums cost more in cities than in rural areas.

Your driving record plays a huge role in how much you pay for car insurance. Here’s how having too many tickets or accidents can cost you.

Your age affects how much you pay for car insurance. Find out why drivers under 25 and over 65 years old have the most expensive premiums.

Did you know that your gender can impact how much you pay for car insurance? We’ll explain why that is and how much it can affect you.

Are you married? Your auto insurance rates will likely be lower as a result. Read more about how your marital status affects your premium.

Why does your car insurance cost what it does? Your claim history might be why. Here’s how your record can affect your auto rates.

How’s your credit score? Insurers may be using your credit score to set your car insurance rates. Learn how they do it here.

How much you drive per year can have a huge impact on your auto insurance rates. Read more about the yearly mileage rate factor here.

Are you or your kid just starting to drive? New and inexperienced drivers will most likely have higher auto insurance rates. Read more about about why and what you can do.

Auto insurance is a requirement in most states. How much protection you buy is mostly up to you. But adding additional coverages comes at a cost. Find out why the amount of coverage you buy is an important rate factor.

Your vehicle you drive affects auto insurance rates in many ways. Find out how your car’s make, model, and even trim level can affect how much you pay for coverage.