Auto Insurance Rate Factors

Did your car insurance rates mysteriously go up? Learn how inflation may impact your auto insurance premium here.

Price optimization can increase auto insurance rates, even for people who’ve been loyal customers and safe drivers. Learn more here.

Learn more about how where you park your car could affect your auto insurance.

Did you just file a claim? Depending on your situation, your auto rates could increase. Read more about how filing a claim affects your costs.

Learn more about why your auto insurance rates go up and how to lower them.

Your premium could go up or down because of where you live. Here’s how your ZIP code or city can have a big effect on your auto insurance rates.

Your driving record plays a huge role in how much you pay for car insurance. Here’s how having too many tickets or accidents can cost you.

Your age can affect your insurance prices in a big way. Even if you’re over the age of 25. Here’s how it works.

Did you know that your gender can impact how much you pay for car insurance? We’ll explain why that is and how much it can affect you.

Are you married? Your auto insurance rates will likely be lower as a result. Read more about how your marital status affects your premium.

Why does your car insurance cost what it does? Your claim history might be why. Here’s how your claim history can affect your auto rates.

How’s your credit score? Insurers may be using your credit score to set your car insurance rates. Learn how they do it here.

The amount of miles you drive each year can affect your auto insurance rates. Read more about how it works here.

Are you or your kid just starting to drive? New and inexperienced drivers will most likely have higher rates. Read more about about why and what you can do.

Car insurance is a requirement in most states. But how much you buy is mostly up to you. Here’s how the amount of coverage you buy affects your rates.

Your vehicle you drive affects auto insurance rates in many ways. Find out how your car’s make, model, and even trim level can affect how much you pay for coverage.