Auto Insurance Basics

Car insurance can be hard to wrap your head around. Here’s where you can find fundamental information from our insurance experts.

Teenage boy behind wheel of his car

Car Insurance for Young Drivers

Everyone needs auto insurance, but young adults pay the highest rates until the age of 25. Learn how to find affordable auto insurance for young drivers.

Auto repair workers replacing windshield

What Is Full Glass Coverage?

Does your car’s windshield have a crack or chip? Learn how full glass coverage pays to replace your windscreen without a deductible.

Car submerged in flood water

Does Car Insurance Cover Water and Flood Damage?

Dive into the complexities of flood and water damage on your vehicle. Our article explores how auto insurance acts as a financial lifeguard, ensuring your car stays afloat in unforeseen aquatic challenges.

Car being rebuilt in shop

Insurance for Cars with Rebuilt Titles

You can insure a car with a rebuilt title, but special rules apply and coverage can be more expensive. Find out how a rebuilt title affects insurance and what companies cover them.

Man in car with smile on his face.

What Is Self-Insurance?

It’s possible to insure your own vehicles. Learn more about how self-insurance works and how to get it here.

Car keys on top of calculator and money

What Is Actual Cash Value in Car Insurance?

Was your car declared a total loss? Your insurer will usually pay you for its actual cash value (ACV). This is the amount your vehicle was worth before it was totaled. Here’s how it works.

car with salvage title

Insuring Cars With Salvage Titles

A car with a salvage title has been declared a total loss. Even so, some people fix them up to sell at a great discount. But can you safely drive and insure them? This article will help you learn more.

woman calling roadside assistance

What Is Roadside Assistance?

Car troubles can happen to anyone at any time. Roadside assistance exists to help you in those situations. Read more about it here.

Rental car

What Is Rental Car Insurance?

Rental companies typically offer you coverage options when you rent a car. But you may already have enough insurance. Learn more here.

Rideshare driver

What Is Rideshare Insurance?

Driving for Uber or Lyft is a great way to make money. But what kind of car insurance do you need while you drive? Learn more here.

Glass of liquor that could get you a DUI and affect your car insurance

How a DUI Affects Car Insurance

A DUI will affect your driving record, but it also impacts your car insurance. You can expect to pay more going forward. Learn more here.

Man making phone call after accident.

What to Do After a Car Accident

Did you just get into a car accident? There are many steps you’ll need to follow so you can get on with your life following a crash. Here’s what to do.

woman in rental car

Temporary Car Insurance Options

Temporary car insurance policies don’t technically exist. But there are strategies to get coverage for shorter periods of time. Learn more here.

Police officer talking with two people after a car accident.

How to Report an Accident in Each State

Most car accidents must be reported to authorities in a timely manner. But each state has it’s own laws and regulations about crash reporting. Find out what your state requires here,

A young woman buys a car in a car showroom.

Auto Insurance for Leased Cars

Are you planning to lease a car? You may need certain types of car insurance for it. Read more to learn what lenders require you to have.

Car accident with two cars

What Is Collision Car Insurance?

Collision coverage is a key part of car insurance. Without it, you may need to pay out-of-pocket for your car’s repairs after an accident. Learn about it here.

Driver with non-owner car insurance on the road

What Is Non-Owner Car Insurance?

Don’t own a car but still want to drive? You may need non-owner auto insurance. This article will explain what it covers and how to get it.

Two cars in accident

What Is Accident Forgiveness?

Your driving record is important. Adding accident forgiveness to your policy can help protect it and keep your rates low. Here’s how it works.

New drivers out on the road

Car Insurance for New Drivers

Car insurance for new drivers can be expensive. But there are ways to lower your rates when it’s your first time behind the wheel. Here’s how you can pay less for the coverage you need.

A DUI will cost you a lot of you drink this alcohol

How Much Does a DUI Cost?

Did you just get a DUI? It’s going to cost you a lot of money. Read more to learn how much you can expect to pay after an offense.

Man giving thumbs up out car window

How Much Car Insurance Do I Need?

Car insurance is always a good idea to have. Most states require it. But how much do you need? Read more to learn how much coverage you should buy.

Man working on finances with calculator

Why Is Car Insurance So Expensive?

Is your car insurance too expensive? There could be many reasons why it costs so much. Here’s why your rates could be high and what you can do about it.

Couple buying new car

What Is Gap Insurance?

Guaranteed asset protection, or gap insurance, can help protect you if your car gets totaled when you still owe money on an auto loan. Find out how it works here.

Man talking to insurance agent

What Is Full-Coverage Car Insurance?

Full-coverage means you carry the three main types of auto insurance on your policy: liability, collision, and comprehensive. It’s not cheap but most drivers prefer the piece of mind that comes with knowing their car is fully protected.