Auto Insurance Basics

Don’t drive often? You could save a ton of money by switching to pay-per-mile auto insurance. Learn how it works and which companies offer it here.

Are you looking to buy a used car? Learn more about what owning a used vehicle means for your auto insurance policy in this article.

Everyone needs auto insurance, but young adults pay the highest rates until the age of 25. Learn how to find affordable auto insurance for young drivers.

Does your car’s windshield have a crack or chip? Learn how full auto glass coverage pays to replace your windscreen without a deductible.

Potholes can do some serious damage to your car. Read how car insurance can help take care of it.

Personal injury protection (PIP) covers the medical expenses for you and your passengers after an accident. Find out more about it here.

Driving to Canada? Learn more about getting the right car insurance for your trip up north.

Dive into the complexities of flood and water damage on your vehicle. Our article explores how auto insurance acts as a financial lifeguard, ensuring your car stays afloat in unforeseen aquatic challenges.

Tickets can impact both your driving record and your car insurance rates. Discover how long they stay on your record in your state.

You can insure a car with a rebuilt title, but special rules apply and coverage can be more expensive. Find out how a rebuilt title affects insurance and what companies cover them.

Hail can come in all shapes and sizes, and it can also damage your car. Learn more about how your auto insurance covers hail damage.

Distracted driving is dangerous and can put yourself and others in harm’s way. Learn more about it and how it impacts your car insurance.

Did you miss a payment or have a lapse in coverage? It may still be possible to reinstate your car insurance. Here’s how it works.

Most states require you to have liability car insurance. But how does it protect you? Read more to learn about liability coverage.

Fires can cause severe damage to your vehicle. Learn how your car insurance can help protect you from fire damage-related expenses.

Got into an accident? Learn how rental reimbursement coverage pays for you to rent a car while yours undergoes repairs.

A lapse in coverage can lead to more expensive rates when you buy insurance again. Learn more about it here.

Did your car get vandalized? This can be both unsettling and stressful. Find out how your car insurance can help you.

Were you the victim of a hit-and-run? Find out how your car insurance can help you after this scary incident.

Telematics can be a great way to save money on car insurance. Learn how it works and if it’s worth it here.

Reckless driving is a severe traffic violation with steep penalties. Learn more about it and how it affects your auto insurance.

Cars are stolen every day. Find out how auto insurance protects your investment and what coverages safeguard you from vehicle theft.

It’s possible to insure your own vehicles. Learn more about how self-insurance works and how to get it here.

You must always carry proof of insurance when you’re driving. This article will tell you what qualifies as proof and how to get it.

Were you in an accident? You’ll most likely need to file a car insurance claim. Here’s how you can easily take care of it.

Was your car declared a total loss? Your insurer will usually pay you for its actual cash value (ACV). This is the amount your vehicle was worth before it was totaled. Here’s how it works.

A car with a salvage title has been declared a total loss. Even so, some people fix them up to sell at a great discount. But can you safely drive and insure them? This article will help you learn more.

Most states require car insurance. But not all of them want you to have the same amount. Here’s a look at each state’s requirements.

A divorce is a tough situation to deal with. It can also affect your car insurance. Learn how your coverage changes when a marriage ends and what you can do.

Car troubles can happen to anyone at any time. Roadside assistance exists to help you in those situations. Read more about it here.

Rental companies typically offer you coverage options when you rent a car. But you may already have enough insurance. Learn more here.

Driving for Uber or Lyft is a great way to make money. But what kind of car insurance do you need while you drive? Learn more here.

Did you get a ticket? You might be able to go to court and overturn it. Here’s when and how you should fight a traffic ticket.

Trees fall on cars all the time. But what if it happens to you? We’ve got you covered.

A DUI will affect your driving record, but it also impacts your car insurance. You can expect to pay more going forward. Learn more here.

Did you just get into a car accident? There are many steps you’ll need to follow so you can get on with your life following a crash. Here’s what to do.

Full coverage includes collision and comprehensive insurance. But what’s the difference between them? Learn about their key differences here.

Temporary car insurance policies don’t technically exist. But there are strategies to get coverage for shorter periods of time. Learn more here.

Most car accidents must be reported to authorities in a timely manner. But each state has it’s own laws and regulations about crash reporting. Find out what your state requires here,

It can be hard to get insurance as a high-risk driver. But some states offer programs to help you obtain it. Learn more about these programs here.

Most states require car insurance. But what happens to you if you don’t buy it anyway? Find out what the consequences are here.

Who pays when a borrowed car gets into an accident? The short answer is that auto insurance follows cars, not people. Learn more here.

You may want to add someone to your car insurance policy for many reasons. But it can affect your auto rates. Learn more about it here.

Moving to a different state? You may deal with changes to your car insurance, including your rates and company. Find out more here.

Are you planning to lease a car? You may need certain types of car insurance for it. Read more to learn what lenders require you to have.

Collision coverage is a key part of car insurance. Without it, you may need to pay out-of-pocket for your car’s repairs after an accident. Learn about it here.

Is car insurance too expensive for you to buy right now? Your state may be able to offer financial aid. Find out more about it here.

Thinking of buying a new car? You’ll want to make sure that your insurance is all set for it. Find out how to insure your new car here.

Supercars are fast and flashy. But they can be harder to insure than regular cars. Learn more about auto insurance for super and exotic cars.

Don’t own a car but still want to drive? You may need non-owner auto insurance. This article will explain what it covers and how to get it.

Insurance can be hard to buy when you’re a high-risk driver. This is where non-standard insurance comes in. Here’s how it works.

Are you a high-risk driver? Some states may require you to file an SR-22 form. Here’s what that is and how it works.

Did you get into an accident? Your car might be a total loss. Here’s what to do next if your insurer declares your vehicle to be totaled.

Your driving record is important. Adding accident forgiveness to your policy can help protect it and keep your rates low. Here’s how it works.

Some accidents can go over your liability limits. Without an umbrella policy, you may need to pay for it. Here’s how these policies work.

Car insurance for new drivers can be expensive. But there are ways to lower your rates when it’s your first time behind the wheel. Here’s how you can pay less for the coverage you need.

Traffic violations impact more than just your driving record. Learn more about driver’s license points and how they affect your car insurance.

Did you just get a DUI? It’s going to cost you a lot of money. Read more to learn how much you can expect to pay after an offense.

Almost all states require you to have insurance. But what if no one will insure you? Read on to find out what you can do to find coverage.

Windshield damage is very common. It can happen at any time. Here’s how your comprehensive insurance can help you cover costly auto glass repairs.

Car insurance is always a good idea to have. Most states require it. But how much do you need? Read more to learn how much coverage you should buy.

Is your car insurance too expensive? There could be many reasons why it costs so much. Here’s why your rates could be high and what you can do about it.

Limits determine how much coverage you’ll receive. This article will help you get a better understanding of them.

There are many ways that your provider could cancel or non-renew your car insurance policy. Here’s how they do it and ways you can get back in their good graces.

High-risk auto insurance is very expensive. Find out why drivers with tickets and accidents pay more and how to reduce your rates.

No-fault auto insurance covers you and your passengers’ injuries. It doesn’t matter who caused the accident. Learn about it here.

Guaranteed asset protection, or gap insurance, can help protect you if your car gets totaled when you still owe money on an auto loan. Find out how it works here.

Deductibles are one of the most important parts of car insurance. This article will help you understand how they work so you can save money.

What happens when the driver at-fault for an accident doesn’t have any car insurance? Uninsured (UM) and underinsured (UIM) motorist coverage can help protect you.

Car break-ins are rampant across the country. Read more to find out what insurance covers theft and how you can prepare yourself against it.

Did you just get into a minor accident? It may be worth it to pay for it yourself. Find out when you should avoid filing a claim.

Comprehensive car insurance protects your vehicle from theft and any damages from incidents other than collisions, crashes, or accidents. Learn more here.

Medical payments (MedPay) helps pay for car accident injuries. Read more to find out what MedPay coverage adds to your policy.

Planning to drive in Mexico? Learn more about car insurance for your trip.

Most states require that drivers carry liability insurance. But there are instances where may also need full-coverage. Here are the key differences between them.

Full-coverage means you carry the three main types of auto insurance on your policy: liability, collision, and comprehensive. It’s not cheap but most drivers prefer the piece of mind that comes with knowing their car is fully protected.

Find out everything you need to know about insurance for collector cars.

Hitting a deer or other wild animal can be a stressful experience. Here’s what to do if you just hit a deer with your car.