The Daytime Running Lights Discount

Does your car have daytime running lights? You could be in line for a discount on your car insurance. Learn more about this discount here.
cars daytime running lights

Driving can be really dangerous. Especially when there are other cars on the road with you. Car manufacturers try to make driving safer by adding various safety features to their vehicles. One of those features are daytime running lights. If your car has them, you’ll be safer and get a DRL discount on your auto insurance.

Daytime running lights (DRLs) are lights on the front of your car that turn on when your car is in gear or when the ignition turns on. They’re supposed to alert other drivers and pedestrians that your car is active and could move at any moment. You’ll typically see these types of lights on newer cars.

Not only do DRLs help make the driving experience safer, but they can get you a car insurance discount. Insurance companies will usually reward you if your car has certain safety features. And DRLs may be one of them. Though, this will depend on the company. Your savings will also vary. As an example, GEICO offers their customers a 3% discount for having DRLs.

This article will teach you about the daytime running lights discount. This includes how it works and how to get it. Daytime running light discounts are fairly rare. We’ll include a list of major companies that we know offer this discount. You’ll also get answers to some frequently asked questions about DRLs.

Find the best car insurance discounts

Get better coverage, lower rates, or both by comparing quotes with our fast, easy-to-use form.

Advertiser Disclosure

How Do Daytime Running Lights Make Driving Safer?

Manufacturers have started to add daytime running lights to their cars because they add an extra level of safety. But they aren’t meant to replace headlights or increase visibility for the driver. Instead, they help make your car more visible to other drivers, pedestrians, and bicyclists. DRLs work by having lights active at all times when the car is on or in gear. The light’s color is usually yellow, white, or amber.

The effectiveness of DRLs isn’t widely known. A 2008 report by the National Highway Traffic Safety Administration found that DRLs may have lowered light trucks’ and vans’ role in two-car crashes by 7.5%. So, there is some info on how DRLs may prevent collisions. DRLs may also be more effective in areas with dark weather. This is because they help to make cars more visible to others.

How the Daytime Running Lights Discount Works

Insurance is a requirement in most states. But it can be very expensive. Especially if you’re young or have tickets and accidents on your record. Fortunately, insurers provide many different discounts that you might be able to qualify for. These discounts cut a percentage off of your insurance rates. They’re a great way for you to save money on your car insurance.

Most insurers will give you a discount if your car has certain safety features. Features like the following often count:

Having daytime running lights may also get you a discount on your insurance. This is something that your car would come with if it’s a newer model. Keep in mind that not all insurance companies give out discounts for having DRLs. And if they do, the exact amount of savings you can expect may vary depending on which insurer you work with. Your state might also be a factor. It’d be a smart idea to contact your agent for more info on how much you can save.

Getting the discount is simple. Your car will need to have DRLs. Newer cars typically have these when you buy them. Your insurer should know which car models have daytime running lights.

Aftermarket DRLs may also be an option. Though, your insurer may not approve of this for the discount. You should ask them about this if you’re planning to install your own. In this case, you may need to prove to your insurer that you have properly functioning DRLs.

Which Companies Offer a Daytime Running Lights Discount

Not many of the major insurance companies outwardly offer a discount for having DRLs on your car. Here are the companies who should give you a discount for having daytime running lights:

These are major insurers that offer a discount for having daytime running lights. But local insurers who only write policies in your area may also offer this discount. And in many cases, the only way to find out if you can get the daytime running lights discount is to ask. Be sure to check in with your agent or compare quotes with this discount. It never hurts to ask when money’s on the table!

Frequently Asked Questions

Q: Is it good to have daytime running lights?

A: Daytime running lights help make your car more visible to other drivers and pedestrians. This can prevent collisions and save you money in the long run by avoiding accidents. Your insurer may also give you a discount for having them on your car.

Q: Are daytime running lights the same as headlights?

A: Daytime running lights are different than headlights. DRLs don’t necessarily help to increase your visibility on the road. And they’re also not as bright, so they don’t replace regular headlights. They’re meant to help others see you and know your car is active.

Q: How much do daytime running lights cost?

A: Daytime running lights are inexpensive, costing between $50 and $200 for a kit. Labor would be more and depends on the vehicle they’re installed on. Many newer cars come with DRLs factory-installed. Either way is cheap when you think of the extra safety DRLs give you.

Q: Can you use daytime running lights at night?

A: Yes, you can. In fact, that’s how many daytime running lights work. They’re always on when your engine is running unless you turn your headlights on. Some DRLs stay on but dim slightly for oncoming traffic. There may be a way for you to override each type. Just make sure that you use DRLs lawfully.


Related Articles: